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Our Fleet Insurance policies are available
for businesses that run two or
more cars and/or commercial vehicles. This way of insuring multiple
vehicles can often work out far cheaper than insuring them on an
individual basis. Apart from savings in premium, another major advantage of Motor Fleet Insurance is ease of administration. As it is only a single policy, accordingly there would only be only one renewal date to remember. Standard Fleet Insurance policies provide cover for any driver aged over the age of 25 with a full UK license held for at least two years, but this can be flexible if need be if younger or newer drivers are required. Policyholders must remember that as with personal car insurance, driving convictions and/or claims histories of all drivers must be declared to ensure that the policy is valid and that proper cover is in place. Additionally, in most cases all drivers are entitled to drive all notified vehicles. Amendments to the fleet such changes of vehicles are simply requested during the course of the policy as and when they arise, and an additional or return premium is payable based on the time remaining on the policy. Another consideration to bear in mind for businesses is that of risk management procedures to help reduce claims and consequently lower premiums. Our fleet insurance policies are placed through either Lloyd's or ABI approved insurers and can be arranged for company fleets of all sizes starting from as few as two vehicles. If you are a first time fleet client without an official "claims experience" you can still obtain a competitive premium provided you have at least 3 years no claims bonus from your standard private car or commercial vehicle policies on each vehicle.The information contained within this site is intended as a general guide only. Individual policyholders are subject to the terms and conditions contained in their own policy documents which vary by insurer and are also dependant on policyholder's own circumstances and requirements. E&OE. |
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